A best insurance company is the one which has the most positive reviews from the customers. In Florida there are three best insurance companies. We will discuss all of them. Then you should be able to choose from them according to your preferences. Down below are the top three insurance companies of Florida.
● Atena
● Ambetter
● Blue Cross Blue Shield
Atena
Athena is one of the top insurance companies in Florida. When you take a look at the national studies of health insurance, the Atena has less complaints than other insurance companies. It requires no co-pay. The company also provides minute clinic visits, complimentary care visits and free health products.
Plan
Its silver plan, also known as average premium for an individual, consists of 555 dollars. The annual deductible for an average individual goes to dollars 3499. The company has the lowest complaint rate than other insurance policies.
Pros
Positive response from customers
CVS discounts and Free Of cost health care
Free mental health visits with primary care.
Cons
Zero PPO plans.
Ambetter
The other good company which offers an average amount of premium on plans. It still gives you one of the best pocket friendly insurance designs. There are some discounts and rewards that are also allowed in the policies.
Pros
The policy provides lower costs
It also has some rewarding processes upto 500$. Not to mention the handsome amount of discounts.
Cons
Zero Plans of PPO
High negative responses from the customer
Blue Cross Blue Shield
The only insurance platform which is providing PPO plans and services in the marketplace. You can easily approach doctors who are not included in the network. The company gives services of five rankings. Each rank or tier is different from the other. The HMO and EPO facilities provide you with opportunities to choose from many options of doctors according to your health conditions.
The silver plan of Florida Blue Cross blue Shield is giving you a premium of 635 dollars. Annual deductible in this policy can range up to 5318 dollars. The customer response is rather positive.
Pros
You get PPO, EPO and HMO insurance policies in this company.
The rankings of plans goes in five tiers
High positive response from the customers.
Cons
The premium rate is higher than usual.
Conclusion
Although each company is giving good and more profitable deals than the other. The wise decision is still the one that you will make according to your situation.
You should always opt for a policy which goes well with your financial situation. A good insurance policy will bear fruitful results in the future. A good insurance policy holds better plans with respect to premiums deductibles and payable limits. Everything you choose should not bother you. But it should put you at ease.